Regret; खेद, ; my younger brother

One of my younger brother is left behind all of us for whatever reasons.
At time, I wondered as how he is going to manage his day to day affair when he took voluntary retirement from a dying corporation. He must have got some savings, some money in his CFP and other benefits etc. but that money will loose its value in future and making it worthless. Not that it will loose its value, even that will not be enough. One can see it now as the value of money in 1980, 1990, 2000, 2010 and now simply paper.
I was worried about his old age when he will need more resources for the health problems which are bound to come to all of us. Medical expenses for medicines, medical procedures in hospitals and time to time check ups are huge and they would not be covered by the corporation which is already dead, not existing at all.
For the children, son and daughter , it is not easy to support the parents from their limited income and means and managing the affairs of their own families. They can support their parents only if they have health coverage for their parents from their employers.

During 1970s , I had good relationships with the management of ONGC , even later after I left ONGC, I had very good contacts ( even some of my colleagues became the part of management), I could have easily fixed him  in some job/position according to his qualifications and experience . The main advantage could have been the medical support for his family for the rest of his life- a big relief.
Just like many other things, it never occured to me to act in that direction and I add another regret in the list of my regrets of life.
In a previous blog, I wrote regret not doing any thing for my parents;https://www.blogger.com/u/1/blogger.g?blogID=7434278182063497637#editor/target=post;postID=3648407691673034737;onPublishedMenu=allposts;onClosedMenu=allposts;postNum=5;src=postname

Retirement Planning : Non-financial planning

For couples, lifestyle planning is as crucial as the financial planning for retirement. The push and pull is a common state affair for newly retired couples.
Retirement is a major transition as getting married or becoming parent. There are three major transition periods/times for any couple when they have to negotiate or renegotiate for better understanding of each other and happy living together;

1. MARRIAGE: People spend lot of time negotiating matrimonial alliance, and drawing conclusion is not easy for strangers to come together to live. Even after, they need lot of compromises and adjustments..  ;

2. PARENTING: Having children, taking care and bring up the children, also need a lot of negotiation, planning as it affects the whole life style of the family and extended family and friends;

3; RETIREMENT: Matured people in their lifestyle, thinking, dealing etc. need to renegotiate, plan for better/ happy living. Now they need more adjustments and compromises ( more than what they had during their married and parental life before ). Levels of understanding, intelligence, biases, whole view of the world around --- family, extended family, friends and now grown-up children and their families also to be taken into consideration ( dealings among three generations of different stages of understanding ).

Physical Body- Mind- senses complex goes through thorough / drastic changes right from childhood to adulthood to old age; P-M-B complex deals with Anatomy, physiology, genetics, psychology, social and financial aspects, Religious and spiritual aspects; In short , for retirement , one should plan:

Maintain healthy lifestyle,
Maintain strong ties with families and friends;
Render some volunteer work to give back to the society;
Develop and maintain effective communication at different levels among the people ( especially with wife and husband to deal with three generations in most cases );
Embark on " spiritual journey"  with good faith;
NEGOTIATE/ Renegotiate very well the terms of the new phase of life. It is more enjoyable if TWO do together.